Constituency of Cabinet Ministers for UPSC, RBI Grade B 2021, SSC CGL, and RRB NTPC

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                    Are you appearing for RBI Grade B2021 exam? If yes then you need to prepare memorize Constituency of Cabinet Ministers. In RBI Grade B Phase 1 examination one mark can be easily scored in General Awareness Section. Every single marks is important. Since 2016 RBI has asked questions from this topic every year.



Constituency of Cabinet Ministers


  • PM Narendra Modi - Varanasi (UP)
  • Rajnath Singh - Lucknow (UP)
  • Amit Shah - Gandhi Nagar (Gujarat)
  • Nitin J. Gadkari - Nagpur (Maharashtra)
  • DV Sadananda Gowda - Banglore North (Karnataka)
  • Nirmala Sitharaman - Rajya Sabha (Karnataka)
  • Piyush Goyal - Rajya Sabha (Maharashtra)
  • Narendra S. Tomar - Morena (MP)
  • Ravi Shankar Prasad - Patna Sahib (Bihar)
  • Thaawar Chand Gehlot - Bathinda (Punjab)
  • Dr. S. Jaishankar - (Gujarat)
  • Ramesh P. Nishank - Haridwar (Uttarakhand)
  • Arjun Munda - Khunti (Jharkhand)
  • Smriti Irani - Amethi (UP)
  • Dr. Harsh Vardhan - Chandni Chowk (New Delhi)
  • Prakash Javadekar - (Maharashtra)
  • Dharmendra Pradhan - Rajya Sabha (MP)
  • Mukhtar Abbas Naqvi - Rajya Sabha (Jharkhand)
  • Pralhad Joshi - Dharwad (Karnataka)
  • Dr. Mahendra Nath P. - Chandauli (UP)
  • Arvind G. Sawant - Mumbai South (Maharashtra)
  • Giriraj Singh - Begusarai (Bihar)
  • Gajendra S. Shekhawat - Jodhpur (Rajasthan)

Read About: Bharat Ratna Awards 


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Important Finance & Banking Abbreviations for IBPS PO, SBI PO SEBI Grade A, RBI Grade B, SSC CGL, IRDAI.

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            Here we have provided you few Banking and Finance related abbreviations for exams like SEBI Grade A and RBI Grade B.  MOST IMPORTANT SEBI & RBI MCQs CLICK HERE






1. ESOP- Employee Stock Ownership Plan.

2. ICDR- Issue of Capital and Disclosure Requirements.

3. FEMA- The Foreign Exchange Management Act, 1999.

4. IPO- Initial Public Offering.

5. FPO- Further Public Offering.

6. QIP- Qualified Institutions Placement.

7. IPP- Institutional Placement Programme.

8. BRLM- Book Running Lead Manager.

9. RII- Retail Individual Investor (RIIs).

10. NII- Non-Institutional Investors (NIIs).

11. QIB- Qualified Institutional Buyers (QIBs).

12. ASBA- Applications Supported by Blocked Amount.

13. RTGS- Real Time Gross Settlement.

14. NEFT- National Electronic Funds Transfer.

15. ECS- Electronic Clearing Service.

16. DIP- Disclosures and Investor Protection.

17. IMPS- Immediate Payment Service.

18. VPA- Virtual Payment Address (UPI ID).

19. SCSB- Self-Certified Syndicate Bank.

20. UMN- Unique Mandate Number. (UPI)

21. DRR- Debenture Redemption Reserve.

22. AMC- Asset Management Company.

23. TER- Total Expense Ratio.

24. NAV- Net Asset Value.

25. OTC- Over-the-Counter.

26. FIMMDA- The Fixed Income Money Market and Derivatives Association of India.

27. MAPIN- Market Participant Identification Number.

28. UIN- Unique Identification Number.

29. STT- Securities Transaction Tax.

30. MTM- Mark to Market.

31. IPF-  Investor Protection Fund.

32. BOLT- BSE Online Trading.

33. DMA- Direct Market Access.

34. SPA- Share Purchase Agreement.

35. VWAP- Volume Weighted Average Price.

36. REIT- Real Estate Investment Trusts.

37. AIF- Alternative Investment Funds.

38. InvIT- Infrastructure Investment Trusts.

39. FPI- Foreign Portfolio Investment.

40. LODR- (Listing Obligations and Disclosure Requirements.

41. CRA- Credit Rating Agency.

42. ISIN- International Securities Identification Number.

43. RTA- Registrar and Transfer Agent.

44. BO- Beneficial Owner.

45. QFI- Qualified Foreign Investors.

46. SCORES- SEBI Complaint Redress System.

47. SCRA- Securities Contracts (Regulation) Act.

48. IEPF-  Investor Education and Protection Fund.

49. FRN- Floating Rate Note.

50. REER- Real Effective Exchange Rate.


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Securities Market and Company Act MCQs for SEBI Grade A / RBI Grade B 2020 Exam Part - 10

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                            Securities Market and Financial Awareness MCQs for the upcoming SEBI Grade A and RBI Grade B examination. It will be also helpful your your banking examination such as IBPS, SBI PO, IRDAI, etc. For All MCQs Archive CLICK HERE


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Securities Market and General Awareness for SEBI Grade A/ RBI Grade B


Q1. What is the name of an online platform designed to help investors to lodge their complaints by SEBI?

A. Jano To Mano

B. SCORES

C. SEBICOM

D. e-Complaints


Explanation: (B) SCORES Stands for in SEBI Complaints Redress System ( SCORES).


  • SCORES is an online platform designed to help investors to lodge their complaints, pertaining to securities market, online with SEBI against listed companies and SEBI registered intermediaries. All complaints received by SEBI against listed companies and SEBI registered intermediaries are dealt through SCORES.


  • An investor may lodge a complaint on SCORES within three years from the date of cause of complaint, where;

 Investor has approached the listed company or registered intermediary for redressal of the complaint and, The concerned listed company or registered intermediary rejected the complaint or,

The complainant does not receive any communication from the listed company or intermediary concerned or,

The complainant is not satisfied with the reply given to him or redressal

action taken by the listed company or an intermediary.

In case investor fails to lodge a complaint within the stipulated time, he

may directly take up the complaint with the entity concerned or may

approach appropriate court of law.


Q2. Upto what extent a company can buyback its shares without shareholders' resolution?

A. 15%

B. 10%

C. 50%

D. 25%


Explanation: (B) Upto 10%

A company may buyback its shares without shareholders’ resolution, to the extent of 10% of its paid up equity capital and reserves, based on both standalone and consolidated financial statements of the company. However, if a company intends to buyback its shares to the extent of more than 10% of its paid up capital and free reserves then the same has to be approved by shareholders by way of special resolution in term of the provisions of Companies Act, 2013.


Q3. The term company is defined under which sec of the Companies Act 2013?


A. Section 2 (5)

B. Section 2 (20) 

C. Section 3 (1) 

D. Section 1 (3)


Explanation: (B) Section 2(20) of the 2013 Act defines the term “company” to mean “a company incorporated under the Companies Act 2013 or any previous company law.” Accordingly, a company, which is incorporated under the relevant legislation of a foreign country, will not qualify as a “company” under the 2013 Act

  • The provision to section 2(71) states that “a company which is a subsidiary of a company, not being a private company, shall be deemed to be public company for the purposes of this Act.” 


Q4. The company’s nationality is decided by its 

A. Registered office 

B. Shareholders

C. Place at books of accounts are kept 

D. Founder


Explanation: (A)  A company's nationality is decided by its registered office. 

  • A company shall, on and from the fifteenth day of its incorporation and at all times thereafter, have a registered office capable of receiving and acknowledging all communications and notices as may be addressed to it.

(2) The company shall furnish to the Registrar verification of its registered office within a period of thirty days of its incorporation in such manner as may be prescribed.


Q5. What is the cut-off time for buying and selling Mutual Funds units in India?

A. 1 PM

B. 2 PM

C. 3 PM

D. 6 PM


Explanation: (C) Recently SEBI restores the cut-off time for buying and selling Mutual Funds units to 3 PM.

  • Cut-off timings aren’t meant to restrict the purchase and sale of mutual fund units. The Securities and Exchange Board of India (SEBI) has prescribed cut off timings to determine which day’s net asset value will be applicable to your trade.

  • If an order is placed before 1 pm, it will take into account the same day's NAV. If placed after 1 pm, the next day's NAV will be applicable. To get the same day's NAV for redemption, the cut-off timing for all mutual funds was advanced from 3 pm to 1 pm.


  • Importance Cut-Off Timings 

Investors trading in large volumes of money depend on even marginal per unit gains. For long-term investors, cut-off timings do not play a very crucial role. Even in the case of individuals investing a small sum of money, cut-off timings do not largely influence the profitability of the investment.

The precision in setting cut-off timing makes sense only if there is a foolproof mechanism of capturing the time at which the sale and re-purchase applications are received. This is ensured through the time-stamping mechanism. Thus, understanding cut-off timings makes it easier for investors to make informed decisions.


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Securities Market and Public Issuance MCQs for SEBI Grade A / RBI Grade B 2020 Exam Part - 9

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                            Securities Market and Financial Awareness MCQs for the upcoming SEBI Grade A and RBI Grade B examination. It will be also helpful your your banking examination such as IBPS, SBI PO, IRDAI, etc. For all MCQs Archive CLICK HERE 





Q1. Market Capitalization aka m-cap of a stock fluctuate by

A. Volume of shares
B. Changes in price of the stock
C. Changes in the market index
D. Liquidity in the market

Explanation: (B) Market Capitalization or market cap of a company is the number of shares outstanding multiplied by the market price per share.

  • Market cap—or market capitalization—refers to the total value of all a company's shares of stock.
  • For example: Dixon Technologies Ltd current share price Rs. 8,815 * 11,570,141 shares outstanding, then M-Cap is Rs. 10,199 Cr. So, any change in the stock price will impact the market capitalization of the  company.

Q2. What is  the process known as when a company makes either a fresh issue of shares for the first time to the public?

A. FPO
B. IPO
C. Right Issues
D. None of the above

Explanation: (B) IPO Stands for Initial Public Offerings. 

  • Initial public offering is the process by which a private company can go public by sale of its stocks to general public. It could be a new, young company or an old company which decides to be listed on an exchange and hence goes public.
  •  Initial public offer (IPO): When an unlisted company makes either a fresh issue of shares or convertible securities or offers its existing shares or convertible securities for sale or both for the first time to the public, it is called an IPO. This paves way for listing and trading of the issuer’s shares or convertible securities on the Stock Exchanges. 
  • For Example: Recently Likhitha Infrastructure IPO launched with 5,100,000 Eq Shares of ₹10(aggregating up to ₹61.20 Cr) at a price band of Rs. 116 to Rs. 120 per equity share.

Q3. What does I stands for in QIP?

A. Individual
B. Investor
C. Institutional
D. Increase

Explanation: (C) QIP stands for Qualified Institutions Placement.

  • Qualified institutions placement (QIP): When a listed issuer issues equity shares or non-convertible debt instruments along with warrants and convertible securities other than warrants to Qualified Institutions Buyers only, in terms of  Page 4 of 32 provisions of Chapter VIII of SEBI (ICDR) Regulations, 2009, it is called a QIP. 
  • Here, ICDR stands for Issue of Capital and Disclosure Requirements.

Q4. Retail individual investor is an investor who applies or bids for securities of or for a value of not more than Rs. ________?

A. Rs. 2.5 Lakh
B. Rs. 5 Lakh
C. Rs. 2 Lakh
D. Rs. 2.75 Lakh

Explanation: (C)  “Retail individual investor” means an investor who applies or bids for securities for a value of not more than Rs. 2,00,000. 

  • Sebi law defines retail individual investor as an investor who applies or bids for securities of or for a value of not more than Rs 2,00,000 in an IPO and buys or holds shares worth less than Rs 2,00,000 in a stock. There is no such limit in commodities to define a retail investor.
  • In October 2010 Securities and Exchange Board of India (SEBI) today doubled the investment limit for retail investors in an initial share sale offer to Rs2 lakh. Way back in 2005, the limit for retail investors was raised from Rs50,000 to Rs1,00,000 in public issues.

Q5. What does B stands for in ASBA?

A. Bank
B. Blocked
C. Bond
D. Band

Explanation: (B) ASBA stands for APPLICATIONS SUPPORTED BY BLOCKED AMOUNT (ASBA).

  • ASBA (Applications Supported by Blocked Amount) is a process developed by India's Stock Market Regulator SEBI for applying to IPOs, Rights issue, FPS etc. In ASBA, an IPO applicant's bank account doesn't get debited until shares are allotted to them. ASBA means “Applications Supported by Blocked Amount”.
  • As an investor, if you apply through ASBA, your money gets debited from your bank account only if your application is selected for allotment. It is refunded to your bank account if you do not get the IPO issue or the issue has been withdrawn. From 2016 onwards, the SEBI has directed that it is mandatory to fill an ASBA form if you wish to invest in IPO.


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Securities Market and Financial Awareness MCQs for SEBI Grade A / RBI Grade B 2020 Exam Part - 8

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                            Securities Market and Financial Awareness MCQs for the upcoming SEBI Grade A and RBI Grade B examination. It will be also helpful your your banking examination such as IBPS, SBI PO, IRDAI, etc. For all MCQs Archive CLICK HERE



Securities Market and General Awareness for SEBI Grade A/ RBI Grade B


Q1.  Derivatives is a risk management tool that drives its value from underlying ______?


A. Stocks

B. Currency

C. Commodities

D. Any one of the above

Explanation: (D)  In finance, a derivative is a contract that derives its value from the performance of an underlying entity. This underlying entity can be an asset, index, forex, stocks, commodities or interest rate, and is often simply called the "underlying".

  • A derivative is a financial contract that derives its value from an underlying asset. The buyer agrees to purchase the asset on a specific date at a specific price. 


  • A derivative is a security, that forms a contract between two or more parties. These types of contracts are often based on asset classes like commodities (eg. Oil or Silver) and for currencies (like the USD/INR). They are used for company stocks and even for interest rates.


Q2. Recently Mutual Fund Advisory Committee of SEBI issued guidelines  for product labeling in mutual funds. Which among the following category of risk has been added?

A. Very High

B. High

C. Low

D. Moderate


Explanation: (A) Very High Risk category has been added in Risk-o-Meter.

  • Risk Level of a scheme will be depicted by “Risk-o-meter”, as shown below:

                                                                    PC: SEBI Website.



  • Risk-o-meter shall  have following  six levels of  risk  for mutual  fund schemes:

i. Low Risk

ii. Low to Moderate Risk

iii. Moderate Risk

iv. Moderately High Risk

v. High Risk

vi.Very High Risk


Q3. What is the limit has been decided for Government under WMA for the second half of the Financial Year 2020-21?

A. 1.45 Lakh Crore

B. 1.50 Lakh Crore

C. 1.25 Lakh Crore

D. 1.05 Lakh Crore

Explanation: (C)  It has been decided, in consultation with the Government of India, that the limits for Ways and Means Advances (WMA) for the second half of the financial year 2020-21 (October 2020 to March 2021) will be ₹1,25,000 crore.

  • The Reserve Bank may trigger fresh floatation of market loans when the Government of India utilizes 75 per cent of the WMA limit.
  • The Reserve Bank retains the flexibility to revise the limit at any time, in consultation with the Government of India, taking into consideration the prevailing circumstances.

  • The interest rate on WMA/overdraft will be:

WMA: Repo Rate

Overdraft: Two percent above the Repo Rate


Q4. Which of the following options can be exercised at the expiration date of the option?


A. American Option

B. European Option

C. Bermudan Option

D. None of the Above


Explanation: (B) In finance, the style of an option is the class into which the option falls, usually defined by the dates on which the option may be exercised. The vast majority of options are either European or American options, and Bermudan etc.


  • Exercise Option is an option which gives buyer or seller a chance to exercise the contract only at the maturity date. European options specify that a trader can only choose to exercise (or not) his option on the date of expiration.

  • An American option on the other hand may be exercised at any time before the expiration date.

  • A Bermudan option may be exercised on any of several specified exercise dates.


Q5. Under Basel III Framework what does F stands for in NSFR?


A. Functional

B. Framework

C. Fund

D. None of the above

Explanation: (C) NSFR stands for Net Stable Funding Ratio (NSFR) under Basel III Framework on Liquidity Standards. The NSFR is defined as the amount of available stable funding relative to the amount of required stable funding.

  • The net stable funding ratio  (NSFR) is a liquidity standard requiring banks to hold enough stable funding to cover the duration of their long-term assets.
  • The NSFR will require banks to maintain a stable funding profile in relation to the composition of their assets and off-balance sheet activities.

                           

                      Bharat Ratna Award: Process, Benefits, and List of Recipients


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Securities Market and General Awareness MCQs for SEBI Grade A / RBI Grade B 2020 Exam Part - 7

 Hello Readers,

                     Securities Market and Financial Awareness MCQs for upcoming SEBI Grade A and RBI Grade B examination.  For all MCQs Archive CLICK HERE



Q1. Call risk exists in which of the following securities?

A. Stocks
B. Options
C. Puttable Bonds
D. Callable Debt Securities

Explanation: (D) Call risk exists in callable debt securities. The investor may have planned to stay invested until bond maturity, but the issuer may exercise the option to call the security earlier. Usually securities are called back when interest rates decline because issuers want to retire high-cost debt and re-issue fresh debt at lower rates. As a result, investors are forced to reinvest at lower rates.

  • Call risk is the risk that a bond issuer will redeem its bonds before they mature.

Q2. A bond is said to be issued at premium when

A. When Coupon rate is greater than Required returns
B. When Coupon rate is equal to Required returns
C. When Coupan rate is less than Required returns
D. None of the above

Explanation: (A) A bond that is trading above its par value in the secondary market is a premium bond. A bond will trade at a premium when it offers a coupon (interest) rate that is higher than the current prevailing interest rates (required returns) being offered for new bonds. This is because investors want a higher yield and will pay for it.

  • For example, if a bond with a par value of Rs. 10,000 is selling at a premium when it can be bought for more than Rs. 10,000 and is selling at a discount when it can be bought for less than Rs. 10,000.
  • Bonds can be sold for more and less than their par values because of fluctuating interest rates in an economy.

Q3. What does 'D' stands for in CDS?

A. Discount
B. Demand
C. Decline
D. Default

Explanation: (D) CDS Stands for Credit Default Swap.

  • Credit Default Swaps (CDS) are a type of insurance against default risk by a particular company. The company is called the reference entity and the default is called credit event. It is a contract between two parties, called protection buyer and protection seller. Under the contract, the protection buyer is compensated for any loss emanating from a credit event in a reference instrument. In return, the protection buyer makes periodic payments to the protection seller.
  • In brief, A credit Default Swap (CDS) is a contract between two parties in which one party purchases protection from another party against losses from the default of a borrower for a defined period of time.

Q4. Which section of Companies Act 2013 is related to issue of Red Herring Prospectus (RHP)?

A. Section 31
B. Section 27
C. Section 25
D. Section 32

Explanation:  (D) The Section 32 of Companies Act, 2013 states that a company proposing to make an offer of securities may issue a red herring prospectus prior to the issue of a prospectus.

  • A red herring prospectus, as a first or preliminary prospectus, is a document submitted by a company as part of a public offering of securities.
  • In India, A Red Herring Prospectus (RHP) is a preliminary registration document that is filed with SEBI in the case of book building issue which does not have details of either price or number of shares being offered or the amount of issue.

Q5. AT-1 bonds are a type of _________?

A. Secured Bonds
B. Perpetual Bonds
C. Pay less interest rates as compared to other bonds
D. None of the above

Explanation: (B) Perpetual bonds, known as Additional Tier – I in market parlance do not have any fixed maturity but offer call option after a stipulated period of time, which acts as an exit route for investors.

  • AT-1, short for Additional Tier-1 bonds, are a type of unsecured, perpetual bonds that banks issue to shore up their core capital base to meet the Basel-III norms. 
  • Recently SEBI released a circular mentioning, AT-1 bonds will be less accessible to retail investors because now only institutional buyers can invest in AT-1 bonds.
  
                            One Words Substitutions for SSC, SBI, IBPS, UPSC EPFO

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One Word Substitutions For SSC CGL, CPO, CHSL, MTS, UPSC EPFO, SBI PO and Other Exams

 One Word Substitution

Are you appearing for SSC CGL 2020 exam? If yes then you need to prepare One Word Substitution to score good marks in English section. We have provided you previous year OWS asked in SSC CGL, CHSL, CPO, MTS, etc. SSC asked questions from this topic every year.


One Word Substitution for SSC CGL is a high weightage and scoring section in the Tier 2 exam as well. As per the recent notice from the Staff Selection Commission, SSC CGL Exam for Tier 2 is rescheduled for November 2020.

One Word Substitution is considered to be one of the most important topics for SSC CGL Exam as questions from this topic comes every year in the English Language and Comprehension Section. 
English Language section is an important and high scoring section of all the Bank, Insurance, SSC, Railway, and other Government Exams like SBI PO, SSC-CGL, SSC CPO, SSC CHSL, RRB JE, RRB ALP, UPSC EPFO, etc.

 In this section, questions on One Word Substitutions are asked regularly. Hence it becomes very important for all the candidates to be aware of all the important One Word Substitutions.

In all the Bank and Government exams, every mark counts, and even 1 mark can be the difference between success and failure. Therefore, to help you get these important marks we have provided you OWS for upcoming examination. 


One Word Substitution


1. Atheist- A person who does not believe in the existence of God.

2. Autocracy- Government By one Man who has unlimited power.

3. Autocrat- A person who rules without consulting the opinion of others.

4. Arsenal- A place where weapons and ammunitions stored.

5. Allegory - A story in which ideas are symbolized as people.

6. Aristocracy- A Government run by the nobility or the rich and the elite people.

7. Autobiography- A Life story of a person written by self.

8. Aviary- Large cage or building for keeping birds.

9. Analgesia- Loss of ability to feel pain while still conscious.

10. Altruist- A person who thinks unselfishly for others.

11. Anarchy- The absence of Government in a country.

12. Arbitrator- A person was chosen or appointed by parties in controversy to decide their difference.

13. Ambivert- One who turns thoughts both inwards and outwards.

14. Biography- The life history of a person written by another.

15. Bankrupt- One who cannot pay off his debts.

16. Bigot- A person attached to any opinion, system or party.

17. Botanist- One who is well versed in the knowledge of the plant.

18. Bureaucracy- A Government in which all power is controlled by the officials.

19. Braggart- Boasting fellow.

20. Biennial- Occurring every two years.

21. Biped- An animal with two feet.

22. Bigamy- The state of having two wives (or husbands) at a time.

23. Bibliophile- A person who loves or collects books.

24. Biopsy- The examination of fluids of tissue taken from a living body to diagnose a disease.

25. Barbarism- State of being uncivilized, ignorant or rude.

26. Cardinal- Of prime importance.

27. Crèche- A nursery where children are cared for while their parents are at work.

28. Cosmopolitan- A person who regards whole world as his country.

29. Chauffeur- Money given for requisitioned property.

30. Curator- A person incharge of a museum.

31. Carnivorous- One who lives on flesh.

32. Cannibal- One who feeds on human flesh.

33. Contemporary- Belonging to or living at the same time.

34. Cloak Room- A place for luggage at railway station.

35. Connoisseur- A critical judge of any art and craft.

36. Crusade- A religious war.

37. Cacographist- A person who is bad in spellings.

38. Convalescent- One who is recovering health.

39. Cynic- One who sneers at the aims and beliefs of his fellow men.

40. Cavalry- Soldiers who fight on horse back.

41. Cartographer- One who draws maps.

42. Chemotherapy- Controls of infections by chemicals.

43. Credulous- Too ready to believe.

44. Colleagues- Those who work in the same department.

45. Cytology- Dealing with cells.

46. Credulity- Trust without proper evidence readiness to believe.

47. Declamation- Act or art of rhetorical exercise.

48. Delible- That which can be effaced or blotted out.

49. Debtor- Person who owes money to somebody.

50. Decry- :Speak critically of somebody or something to make him seems less valuable.

51. Domicile- A place where a person lives permanently.

52. Decorum- Dignified and socially acceptable behaviour.

53. Dilemma- Situation in which one has to choose between two things or courses of action.

54. Deteriorate- Become worse.

55. Drunkard- One who is in the habit of drinking.

56. Destitution- Lack of the necessaries of life.

57. Delirium- Mental illness caused by illness.

58. Deism- Belief in the existence of god that is based more on faith than on religious teaching.

59. Eccentric- A person with unusual or abnormal behaviour.

60. Epilepsy- A disease that causes a person to fall unconscious.

61. Equivocal-  One who uses ambiguous words to conceal the truth.

62. Epithet- A phrase that refers to the character or quality of somebody or something.

63. Epigram- A pithy saying or remark expressing an idea in a clever and amusing way.

64. Effeminate- Having characteristics regarded as typical of a woman.

65. Extempore- Spoken or done without preparation.

66. Ephemeral- :Lasting for a very short time.

67. Escapist- The definition of an escapist is someone who escapes from reality and retreats into
fantasy.

68. Epilogue- A section or speech at the end of a book or play that serves as a comment on or a conclusion to what has happened.

69. Endemic- A disease regularly found among particular people or in a certain area.

70. Epitaph- A phrase or form of words written in memory of a person who has died, especially as an inscription on a tombstone.

71. Fastidious- Hard to please.

72. Fatalist- One who believes in fate.

73. Fatal- That leads to death.

74. Fratricide- The murder of one’s own brother.

75. Fanatic- One who is affected by excessive enthusiasm especially in religious matter.

76. Feminist- A supporter of the cause of women.

77. Fugitive- A person who has escaped from captivity or is in hiding.

78. Fiasco- :A complete failure, especially a ludicrous or humiliating one.

79. Frenzy- A state or period of uncontrolled excitement or wild behaviour.

80. Frostbite- Injury to body tissues caused by exposure to extreme cold.

81. Fumigate- Purify (an area) with the fumes of certain chemicals.

82. Fauna- :The animals of a particular region, habitat, or geological period.

83. Fluke- A surprising piece of luck.

84. Gerontology- The scientific study of old age.

85. Gratis- Without charge.

86. Garrulous- One who talks too much.

87. Gullible- Easily persuaded to believe something.

88. Grandiloquence- Using a pompous style of speech.

89. Genocide- The deliberate killing of a large group of people.

90. Gynecologist- One who is well versed in the science of female ailments.

91. Graminivorous- Feeding on grass.

92. Glutton- An excessively greedy eater.

93. Gamut- The complete range or scope of something.

94. Gentry- People of good social position.

95. Glitch- Suffer a sudden malfunction or fault.

96. Greenhorn- A person who is new to or inexperienced at a particular activity.

97. Hypochondria- Abnormal or unnecessary anxiety about one’s health.

98. Hypocrite- One who pretends to be what he is not.

99. Homicide- The killing of human beings.

100. Honorary- Work for which no salary is paid.

101. Hierarchy- A system in which members of an organization or society are ranked according to 
relative status or authority.

102. Horticulture- The art of garden cultivation.

103. Homonym- :Each of two or more words having the same spelling or pronunciation but different meanings and origins.

104. Hooligan- A violent young troublemaker.

105. Henchman- A faithful follower or political supporter.

106. Hedonism- The belief that the most important thing in the world is the pleasure.

107. Hyperbole- Exaggerated statements or claims.

108. Immigrant- One who comes as a shelter into a foreign country.

109. Illicit- Prohibited by law.

110. Infallible- Who never makes a mistake.

111. Invincible- Which cannot be defeated.

112. Impudent- One who does not show respect to other.

113. Impeccable- Not capable of doing wrong.

114. Immortal- That which cannot be subjected to death.

115. Innumerable- That which cannot be counted.

116. Insatiable- Impossible to satisfy.

117. Inducement- A thing that persuades or leads someone to do something.

118. Imminent- Which is going to happen.

119. Infantry- Soldiers marching or fighting on foot.

120. Imposter- A person who pretends to be someone else in order to deceive others.

121. Idolator- One who worships idols.

122. Juggler- One who exhibits trick that requires the skill of hand or eyes.

123. Juxtapose- Placing a thing beside another.

124. Juvenile- A young person.

125. Jury- A body of people sworn to give a verdict in a legal case on the basis of evidence submitted to them in court.

126. Jubilee- A year of emancipation and restoration, kept every fifty years.127. Jitter- Feelings of extreme nervousness.

128. Jilt- A person, especially a woman, who capriciously rejects a lover.129. Jest- A thing said or done for amusement.

130. Jaunt- A short excursion or journey made for pleasure.

131. Jargon- Special words or expressions used by a profession or group that are difficult for others to 
understand.

132. Jackpot- A large cash prize in a game or lottery.

133. Jab- Poke roughly or quickly, especially with something sharp or pointed.

134. Kennel- Shelter for pet dog.

135. Knave- A dishonest or unscrupulous man.

136. Kleptomania- An abnormal desire to steal.

137. Kindergarten- A school for small children.
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138. Kingpin- :Persons who control an organization or activity.

139. Knack- An acquired or natural skill at doing something.

140. Killjoy- One who spoil the joy of others.

141. Ken- Not within the range of what someone knows or understand.

142. Linguist- A person skilled in many languages.

143. Lexicographer- One who compiles a dictionary.

144. Loquacious- One who talks too much.

145. Laconic- Using few words in writing or speech.

146. Latent- Existing but not visible clearly.

147. Laurel- Honour given to someone for some work.

148. Lullaby- A quiet, gentle song sung to send a child to sleep.

149. Lynch- Kill someone for alleged crime without any trial.

150. Lavatory- A place for disposing of was-l from human body (Toilet).

151. Martyr- One who undergoes the penalty of death for the shake of great cause.

152. Misogynist- A person who dislikes, despises, or is strongly prejudiced against women.

153. Manuscript- A book, document, or piece of music written by hand rather than typed or printed.

154. Mercenary- Primarily concerned with making money at the expense of ethics.

155. Misanthropist- A person who dislikes humankind and avoids human society.

156. Matrimony- The state of being married.

157. Magistrate- The person who punishes those who breaks the laws.

158. Miners- A person who works in a mine.

159. Mob- Crowd of unruly people.

160. Numismatics- One who study the coins.

161. Nocturnal- Done or happening in the night.

162. Nepotism- Favouring ones own's relatives.

163. Narcissism- Abnormal and Excessive admiration of oneself.

164. Nausea- A feeling of sickness with an inclination to vomit.

165. Neogamist- Newly married.

166. Naïve- Having or showing a lack of experience.

167. Notary- A person authorized to perform certain legal formalities.

168. Nursery- A place where young plants and trees are grown for sale or for planting
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169. Nautical- Of ships, sailors or navigation.

170. Notorious- Famous or well known, typically for some bad quality or deed
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171. Obstetrician- One expert in the delivery of women.
172. Oculist- One skilled in the disease of eyes.
173. Oligarchy- A rule or government by a small group of people
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174. Obsolete- Out of use.
175. Omniscient- One who knows everything.
176. Orphanage- An institution for the shelter of orphans.
177. Orphan- A child whose parents died.

178. Orthodox- A person holding conversational belief especially in matter of religion.

179. Omnipotent- One who has great power and most powerful.

180. Opaque- Not able to be seen through; not transparent.

181. Optimist- An optimist is someone who always sees the bright side of any situation.

182. Oath- Solemn undertaking with God’s help to do something.

183. Outriders- - Policemen riding on motorcycles as guards.

184. Prologue- - Introductory part of a poem or play.

185. Pedantic- A style in which a writer seeks to display his knowledge.

186. Panacea- A cure to all.

187. Prodigy- A child with unusual or remarkable talent.

188. Polyandry- The practice of having more than one husband at the same time.

189. Posthumous- A child born after the death of his father.

190. Plagiarism- Stealing of the literary works of other writers.

191. Plutocracy- A government or rule of the rich people.

192. Pedestrian- One who walks on foot.

193. Piscivorous- Animal which feeds on fish.

194. Patricide- Murder of one’s father.

195. Pessimist- One who takes on a dark view of everything.

196. Pseudonym- An imaginary name assumed by an author for disguise.

197. Perjury- The act of making a false oath in a judicial proceeding.

198. Quarantine- Isolation of people or animal that may carry an infectious disease.

199. Quadruped- An animal with four feet.

200. Quintuplet- Each of five children born at one birth.

201. Quack- - A doctor who dishonestly pretends to have medical skills or knowledge.

202. Quixotic- Extremely idealistic; unrealistic and impractical.

203. Questionnaire- A set of printed or written questions with a choice of answers.

204. Quadrennial- Recurring every four years.

205. Qualm- - An uneasy sick feeling.

206. Quash- To put down or suppress completely.

207. Refugee- A person who has been forced to leave their country in order to escape war.

208. Regicide- Murderer of the King.

209. Rapport- A close and harmonious relationship.

210. Rampant- Getting worse quickly and in an uncontrolled way.

211. Ransom- A sum of money demanded or paid for the release of a captive.

212. Recluse- A person who lives alone and avoids social activities.

213. Recapitulate- To say something again or to repeat words.

214. Referendum- A general vote by the electorate on a single political question.

215. Rejuvenate- Restore to the former state or make fresh again.

216. Repartee- A quick witty reply.

217. Retrospective- Looking back on or dealing with past events or situations.

218. Stoic- One who is indifferent to pleasure and pain.

219. Shrew- An ill-tempered woman.

220. Sycophant- A person who tries to win favour by flattering other.

221. Spinster- An elderly unmarried woman.

222. Soliloquy- Speaking aloud alone.

223. Somnambulist- One who walk in sleep.

224. Spendthrift- One who spends money recklessly.

225. Scavengers- The person who keeps street clean.

226. Sanatorium- An institution for the medical care and recuperation of persons who are chronically ill.

227. Sororicide- Killing of one’s own sister.

228. Sinecure- A post with high salary but no work.

229. Truant- Who stays away from school without leave or explanation.

230. Theology- The study of the nature of God and religious belief.

231. Teetotaller- A person who never drinks alcohol.

232. Taciturn- One who is not talkative.

233. Theist- One who believes in the existence of God.

234. Tomboy- A girl who enjoys rough, noisy activities traditionally associated with boys.

235. Transgressor- One who violates the rule.

236. Triennial- Recurring every three years.

237. Turnkeys-  A person who has charge of the keys of a prison.

238. Trousseau- An outfit of bride.

239. Tantrum- An uncontrolled outburst of anger and frustration.

240. Taxidermy-  The art of preparing, stuffing and mounting the skins of animals with lifelike effect.
241. Tyrant- A cruel and oppressive ruler.

242. Usurer- One who lends money at a very high rate.

243. Usurper- One who seizes something without any legal right.

244. Uxorious- One who is extremely fond of one’s wife.

245. Unanimous- Agreed to by everyone.

246. Uxoricide- The killing of one's wife.

247. Unintelligible- Impossible to understand.

248. Ubiquitous- Present, appearing, or found everywhere.

249. Unilateral- Involving only one group or country.

250. Utopia- Imaginary places in which the government, laws and social conditions are perfect.
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251. Utilitarian- Designed to be useful or practical rather than attractive.

252. Vagabond- A person who lives a wandering life.

253. Vandal- One who damages public property.

254. Versatile- Able to adopt oneself readily to many situations.

255. Veteran- One who is experienced in something.

256. Velodrome- A track designed for cycling.

257. Vulnerable- To be affected easily by something.

258. Valetudinarian- One who always thinks himself to be ill.

259. Wag- The jocular person who is full of amusing anecdotes.

260. Waif- A thin and homeless child.

261. Walkabout- A walk of king etc. among common people to meet them.

262. Walkway- A passage raised above ground for people to walk.

263. Windfall- An unexpected piece of good fortune.

264. Xenophobia- Intense dislike or fear of foreigners or strangers.

265. Zoophobia- fear from animal.

266. Zoophile- A person who loves animals.



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